Enter Title Insurance

If your ownership is challenged for any reason, even based on any of the above listed hidden risks, a title insurance company will defend your title at no cost to you, pay all legal fees and pay the cost of settling any legal claim. The title insurance company’s obligation to pay all legal fees, including attorney’s fees, exists even if the claim brought against you is without merit, and the case is ultimately decided in your favor. If a legitimate challenge to your title is maintained, and your title is proven unmarketable, the title insurance company will have the obligation to pay the lien, settle the claim, and in the unlikely event of a complete failure of title, pay you your equity in the property. It is for these reasons that title insurance is favored by us over a title search.